/**
 * InsurePro - main stylesheet
 *
 * Mobile-first. Everything larger than a phone lives in responsive.css.
 * All colors, fonts and sizes read from CSS custom properties that are
 * generated from the Customizer (see insurepro_get_customizer_css()), so the
 * whole theme re-skins without touching this file.
 *
 * TABLE OF CONTENTS
 *  1.  Custom properties & reset
 *  2.  Base elements
 *  3.  Layout helpers
 *  4.  Buttons & pills
 *  5.  Forms & notices
 *  6.  Header & navigation
 *  7.  Hero
 *  8.  Sections (categories, stats, testimonials, newsletter)
 *  9.  Post cards, lists & single posts
 *  10. Author box, share, related, pagination
 *  11. Comments
 *  12. Sidebar & widgets
 *  13. Page templates (landing, contact, 404)
 *  14. Footer
 *  15. Animations & utilities
 *
 * @package InsurePro
 * @since   1.0.0
 */

/*--------------------------------------------------------------
1. Custom properties & reset
--------------------------------------------------------------*/

:root {
	/* Fallbacks. The Customizer overrides these inline in <head>. */
	--ip-primary: #1a5276;
	--ip-primary-dark: #154360;
	--ip-primary-light: #1f6690;
	--ip-primary-rgb: 26, 82, 118;

	--ip-secondary: #2ecc71;
	--ip-secondary-dark: #27ae60;
	--ip-secondary-rgb: 46, 204, 113;

	--ip-accent: #f39c12;
	--ip-accent-dark: #d68910;
	--ip-accent-rgb: 243, 156, 18;

	--ip-bg: #f8f9fa;
	--ip-bg-alt: #eef0f2;
	--ip-text: #2c3e50;
	--ip-text-rgb: 44, 62, 80;
	--ip-muted: #6b7f92;
	--ip-border: #dfe4e8;
	--ip-white: #ffffff;

	--ip-font-body: "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;
	--ip-font-heading: "Playfair Display", Georgia, "Times New Roman", serif;
	--ip-font-size: 17px;
	--ip-scale: 1.25;

	/* Spacing scale */
	--ip-space-xs: 0.5rem;
	--ip-space-sm: 0.875rem;
	--ip-space-md: 1.5rem;
	--ip-space-lg: 2.5rem;
	--ip-space-xl: 4rem;
	--ip-space-2xl: 6rem;

	/* Radii and shadows */
	--ip-radius-sm: 6px;
	--ip-radius: 12px;
	--ip-radius-lg: 20px;
	--ip-radius-pill: 999px;

	--ip-shadow-sm: 0 1px 2px rgba(var(--ip-text-rgb), 0.06), 0 2px 8px rgba(var(--ip-text-rgb), 0.05);
	--ip-shadow: 0 4px 12px rgba(var(--ip-text-rgb), 0.08), 0 12px 32px rgba(var(--ip-text-rgb), 0.06);
	--ip-shadow-lg: 0 12px 28px rgba(var(--ip-text-rgb), 0.12), 0 24px 60px rgba(var(--ip-text-rgb), 0.08);

	/* Motion */
	--ip-ease: cubic-bezier(0.4, 0, 0.2, 1);
	--ip-speed: 240ms;

	/* Layout */
	--ip-container: 1200px;
	--ip-content: 760px;
	--ip-header-h: 68px;
}

*,
*::before,
*::after {
	box-sizing: border-box;
}

html {
	-webkit-text-size-adjust: 100%;
	scroll-behavior: smooth;
	/* Keep anchor targets clear of the sticky header. */
	scroll-padding-top: calc(var(--ip-header-h) + 1rem);
}

body {
	margin: 0;
	background-color: var(--ip-bg);
	color: var(--ip-text);
	font-family: var(--ip-font-body);
	font-size: var(--ip-font-size);
	line-height: 1.7;
	-webkit-font-smoothing: antialiased;
	-moz-osx-font-smoothing: grayscale;
	overflow-x: hidden;
}

/* Lock scrolling while the mobile menu drawer is open. */
body.menu-open {
	overflow: hidden;
}

/*--------------------------------------------------------------
2. Base elements
--------------------------------------------------------------*/

h1,
h2,
h3,
h4,
h5,
h6 {
	margin: 0 0 var(--ip-space-sm);
	font-family: var(--ip-font-heading);
	font-weight: 700;
	line-height: 1.22;
	letter-spacing: -0.015em;
	color: var(--ip-primary);
	overflow-wrap: break-word;
}

/*
 * The type scale is derived from --ip-scale so the Customizer slider changes
 * the rhythm of every heading at once. h4 sits one step above the body size.
 */
h4 { font-size: calc(1rem * var(--ip-scale)); }
h3 { font-size: calc(1rem * var(--ip-scale) * var(--ip-scale)); }
h2 { font-size: calc(1rem * var(--ip-scale) * var(--ip-scale) * var(--ip-scale)); }
h1 { font-size: calc(1rem * var(--ip-scale) * var(--ip-scale) * var(--ip-scale) * 1.1); }
h5 { font-size: 1rem; }
h6 { font-size: 0.9rem; text-transform: uppercase; letter-spacing: 0.08em; }

p {
	margin: 0 0 var(--ip-space-md);
}

a {
	color: var(--ip-primary);
	text-decoration-thickness: 1px;
	text-underline-offset: 0.18em;
	transition: color var(--ip-speed) var(--ip-ease);
}

a:hover,
a:focus {
	color: var(--ip-accent-dark);
}

/* One consistent, high-contrast focus ring across the whole theme. */
:focus-visible {
	outline: 3px solid var(--ip-accent);
	outline-offset: 2px;
	border-radius: 3px;
}

img,
picture,
svg,
video {
	max-width: 100%;
	height: auto;
	display: block;
}

ul,
ol {
	padding-left: 1.35rem;
}

blockquote {
	margin: var(--ip-space-lg) 0;
	padding: var(--ip-space-md) var(--ip-space-md) var(--ip-space-md) var(--ip-space-lg);
	border-left: 4px solid var(--ip-accent);
	background: var(--ip-white);
	border-radius: 0 var(--ip-radius) var(--ip-radius) 0;
	font-family: var(--ip-font-heading);
	font-size: 1.12em;
	font-style: italic;
	color: var(--ip-primary);
	box-shadow: var(--ip-shadow-sm);
}

blockquote p:last-child {
	margin-bottom: 0;
}

code,
kbd,
pre,
samp {
	font-family: ui-monospace, SFMono-Regular, "SF Mono", Menlo, Consolas, monospace;
	font-size: 0.9em;
}

code {
	padding: 0.15em 0.4em;
	background: var(--ip-bg-alt);
	border-radius: var(--ip-radius-sm);
}

pre {
	padding: var(--ip-space-md);
	overflow-x: auto;
	background: var(--ip-primary);
	color: #eaf2f8;
	border-radius: var(--ip-radius);
	line-height: 1.6;
}

pre code {
	background: none;
	padding: 0;
	color: inherit;
}

hr {
	border: 0;
	height: 1px;
	background: var(--ip-border);
	margin: var(--ip-space-lg) 0;
}

table {
	width: 100%;
	border-collapse: collapse;
	margin-bottom: var(--ip-space-md);
	font-size: 0.95em;
}

th,
td {
	padding: 0.75rem 1rem;
	border-bottom: 1px solid var(--ip-border);
	text-align: left;
}

th {
	background: var(--ip-bg-alt);
	font-weight: 600;
	color: var(--ip-primary);
}

/* Tables must scroll rather than force the page sideways. */
.entry-content table {
	display: block;
	overflow-x: auto;
	white-space: nowrap;
}

/*--------------------------------------------------------------
3. Layout helpers
--------------------------------------------------------------*/

.site {
	display: flex;
	flex-direction: column;
	min-height: 100vh;
}

.site-content {
	flex: 1 0 auto;
	padding-bottom: var(--ip-space-xl);
}

.container {
	width: 100%;
	max-width: var(--ip-container);
	margin-inline: auto;
	padding-inline: 1.15rem;
}

/* Two-column layout: single column on mobile, split in responsive.css. */
.layout {
	display: grid;
	grid-template-columns: 1fr;
	gap: var(--ip-space-xl);
	padding-top: var(--ip-space-lg);
}

.site-main {
	min-width: 0; /* Lets grid children shrink instead of overflowing. */
}

.section {
	padding-block: var(--ip-space-xl);
}

.section--categories,
.section--testimonials {
	background: var(--ip-white);
}

.section__header {
	margin-bottom: var(--ip-space-lg);
}

.section__header--center {
	text-align: center;
	max-width: 620px;
	margin-inline: auto;
}

.section__header--split {
	display: flex;
	flex-direction: column;
	gap: var(--ip-space-md);
}

.section__eyebrow,
.page-eyebrow,
.newsletter__title + .newsletter__text {
	margin: 0 0 0.35rem;
}

.section__eyebrow,
.page-eyebrow {
	font-size: 0.8rem;
	font-weight: 700;
	letter-spacing: 0.12em;
	text-transform: uppercase;
	color: var(--ip-secondary-dark);
}

.section-title,
.page-title {
	margin-bottom: var(--ip-space-xs);
}

.section__lead,
.page-subtitle {
	color: var(--ip-muted);
	font-size: 1.05rem;
	margin-bottom: 0;
}

.page-header {
	margin-bottom: var(--ip-space-lg);
	padding-bottom: var(--ip-space-md);
	border-bottom: 1px solid var(--ip-border);
}

.archive-count {
	margin: var(--ip-space-sm) 0 0;
	font-size: 0.9rem;
	color: var(--ip-muted);
}

/* Breadcrumbs */
.breadcrumbs {
	padding-top: var(--ip-space-md);
	font-size: 0.85rem;
	color: var(--ip-muted);
}

.breadcrumbs__list {
	display: flex;
	flex-wrap: wrap;
	gap: 0.35rem;
	margin: 0;
	padding: 0;
	list-style: none;
}

.breadcrumbs__item + .breadcrumbs__item::before {
	content: "/";
	margin-right: 0.35rem;
	color: var(--ip-border);
}

.breadcrumbs__item a {
	text-decoration: none;
	color: var(--ip-muted);
}

.breadcrumbs__item a:hover {
	color: var(--ip-primary);
	text-decoration: underline;
}

.breadcrumbs__item [aria-current="page"] {
	color: var(--ip-text);
	font-weight: 500;
}

/*--------------------------------------------------------------
4. Buttons & pills
--------------------------------------------------------------*/

.btn,
button,
input[type="submit"],
.wp-block-button__link {
	display: inline-flex;
	align-items: center;
	justify-content: center;
	gap: 0.5rem;
	padding: 0.72rem 1.4rem;
	border: 2px solid transparent;
	border-radius: var(--ip-radius-pill);
	font-family: var(--ip-font-body);
	font-size: 0.95rem;
	font-weight: 600;
	line-height: 1.2;
	text-decoration: none;
	cursor: pointer;
	transition: transform var(--ip-speed) var(--ip-ease),
		box-shadow var(--ip-speed) var(--ip-ease),
		background-color var(--ip-speed) var(--ip-ease),
		color var(--ip-speed) var(--ip-ease),
		border-color var(--ip-speed) var(--ip-ease);
}

.btn:hover,
.btn:focus-visible {
	transform: translateY(-2px);
	box-shadow: var(--ip-shadow);
}

.btn:active {
	transform: translateY(0);
}

.btn--primary,
input[type="submit"],
.wp-block-button__link {
	background: var(--ip-primary);
	color: var(--ip-white);
}

.btn--primary:hover,
.btn--primary:focus-visible {
	background: var(--ip-primary-dark);
	color: var(--ip-white);
}

.btn--accent {
	background: var(--ip-accent);
	color: #3d2c00;
}

.btn--accent:hover,
.btn--accent:focus-visible {
	background: var(--ip-accent-dark);
	color: #2e2100;
}

.btn--secondary {
	background: var(--ip-secondary);
	color: #06331a;
}

.btn--secondary:hover,
.btn--secondary:focus-visible {
	background: var(--ip-secondary-dark);
}

.btn--ghost {
	background: transparent;
	border-color: currentColor;
	color: var(--ip-primary);
}

.btn--ghost:hover,
.btn--ghost:focus-visible {
	background: var(--ip-primary);
	border-color: var(--ip-primary);
	color: var(--ip-white);
}

.btn--lg {
	padding: 0.95rem 1.85rem;
	font-size: 1.02rem;
}

.btn--block {
	display: flex;
	width: 100%;
}

/* Category and tag pills */
.entry-categories,
.entry-tags {
	display: flex;
	flex-wrap: wrap;
	align-items: center;
	gap: 0.4rem;
	margin-bottom: var(--ip-space-sm);
}

.cat-pill {
	display: inline-block;
	padding: 0.25rem 0.75rem;
	background: rgba(var(--ip-primary-rgb), 0.08);
	border-radius: var(--ip-radius-pill);
	font-size: 0.74rem;
	font-weight: 700;
	letter-spacing: 0.06em;
	text-transform: uppercase;
	text-decoration: none;
	color: var(--ip-primary);
	transition: background-color var(--ip-speed) var(--ip-ease), color var(--ip-speed) var(--ip-ease);
}

.cat-pill:hover,
.cat-pill:focus-visible {
	background: var(--ip-primary);
	color: var(--ip-white);
}

.tag-pill {
	font-size: 0.85rem;
	color: var(--ip-muted);
	text-decoration: none;
}

.tag-pill:hover {
	color: var(--ip-accent-dark);
	text-decoration: underline;
}

.entry-tags__label {
	display: inline-flex;
	align-items: center;
	gap: 0.35rem;
	font-size: 0.85rem;
	font-weight: 600;
	color: var(--ip-text);
}

/*--------------------------------------------------------------
5. Forms & notices
--------------------------------------------------------------*/

input[type="text"],
input[type="email"],
input[type="url"],
input[type="tel"],
input[type="number"],
input[type="password"],
input[type="search"],
select,
textarea {
	width: 100%;
	padding: 0.72rem 0.95rem;
	background: var(--ip-white);
	border: 1.5px solid var(--ip-border);
	border-radius: var(--ip-radius-sm);
	font-family: inherit;
	font-size: 0.98rem;
	color: var(--ip-text);
	transition: border-color var(--ip-speed) var(--ip-ease), box-shadow var(--ip-speed) var(--ip-ease);
}

input:focus,
select:focus,
textarea:focus {
	border-color: var(--ip-primary);
	box-shadow: 0 0 0 4px rgba(var(--ip-primary-rgb), 0.12);
	outline: none;
}

textarea {
	resize: vertical;
	min-height: 120px;
}

.ip-field {
	margin-bottom: var(--ip-space-sm);
}

.ip-field label {
	display: block;
	margin-bottom: 0.3rem;
	font-size: 0.88rem;
	font-weight: 600;
	color: var(--ip-text);
}

.ip-field--consent label,
.newsletter-form__consent label {
	display: flex;
	align-items: flex-start;
	gap: 0.5rem;
	font-weight: 400;
	font-size: 0.85rem;
	color: var(--ip-muted);
	line-height: 1.5;
}

.ip-field--consent input[type="checkbox"],
.newsletter-form__consent input[type="checkbox"] {
	width: auto;
	margin-top: 0.25rem;
	flex-shrink: 0;
	accent-color: var(--ip-primary);
}

.required {
	color: #c0392b;
}

/* The honeypot must be invisible to humans but reachable by bots. */
.ip-hp {
	position: absolute !important;
	left: -9999px;
	width: 1px;
	height: 1px;
	overflow: hidden;
}

/* Inline form feedback */
.ip-form-message {
	margin: var(--ip-space-xs) 0 0;
	padding: 0;
	font-size: 0.88rem;
	font-weight: 500;
	min-height: 1px;
}

.ip-form-message.is-success {
	color: var(--ip-secondary-dark);
}

.ip-form-message.is-error {
	color: #c0392b;
}

.is-submitting {
	opacity: 0.65;
	pointer-events: none;
}

/* Redirect-based notice shown above the content */
.ip-notice {
	display: flex;
	align-items: center;
	gap: 0.6rem;
	max-width: var(--ip-container);
	margin: var(--ip-space-md) auto 0;
	padding: 0.85rem 1.15rem;
	border-radius: var(--ip-radius);
	font-size: 0.92rem;
	font-weight: 500;
}

.ip-notice--success {
	background: rgba(var(--ip-secondary-rgb), 0.14);
	color: var(--ip-secondary-dark);
	border: 1px solid rgba(var(--ip-secondary-rgb), 0.35);
}

.ip-notice--error {
	background: rgba(192, 57, 43, 0.1);
	color: #96281b;
	border: 1px solid rgba(192, 57, 43, 0.28);
}

/* Search form */
.search-form {
	display: flex;
	gap: 0.5rem;
}

.search-form .search-field {
	flex: 1;
}

.search-form .search-submit {
	flex-shrink: 0;
	padding-inline: 1.1rem;
	background: var(--ip-primary);
	color: var(--ip-white);
	border-radius: var(--ip-radius-sm);
}

.search-form .search-submit:hover {
	background: var(--ip-primary-dark);
}

/*--------------------------------------------------------------
6. Header & navigation
--------------------------------------------------------------*/

.topbar {
	background: var(--ip-primary-dark);
	color: rgba(255, 255, 255, 0.85);
	font-size: 0.82rem;
}

.topbar__inner {
	display: flex;
	align-items: center;
	justify-content: space-between;
	gap: var(--ip-space-md);
	min-height: 40px;
}

.topbar__phone {
	display: inline-flex;
	align-items: center;
	gap: 0.4rem;
	color: inherit;
	text-decoration: none;
	font-weight: 600;
}

.topbar__phone:hover {
	color: var(--ip-accent);
}

.social-menu {
	display: flex;
	gap: 0.75rem;
	margin: 0;
	padding: 0;
	list-style: none;
}

.social-menu a {
	color: rgba(255, 255, 255, 0.8);
	text-decoration: none;
}

.social-menu a:hover {
	color: var(--ip-accent);
}

.site-header {
	position: relative;
	z-index: 100;
	background: var(--ip-white);
	border-bottom: 1px solid var(--ip-border);
	transition: box-shadow var(--ip-speed) var(--ip-ease);
}

/* Applied by main.js once the page scrolls past the header. */
.has-sticky-header .site-header.is-stuck {
	position: fixed;
	top: 0;
	left: 0;
	right: 0;
	box-shadow: var(--ip-shadow);
	animation: ipSlideDown var(--ip-speed) var(--ip-ease);
}

.site-header__inner {
	display: flex;
	align-items: center;
	justify-content: space-between;
	gap: var(--ip-space-sm);
	min-height: var(--ip-header-h);
}

.site-branding {
	display: flex;
	flex-direction: column;
	justify-content: center;
	min-width: 0;
}

.custom-logo-link {
	display: block;
	line-height: 0;
}

.custom-logo {
	max-height: 48px;
	width: auto;
}

.site-title {
	margin: 0;
	font-size: 1.32rem;
	line-height: 1.1;
	letter-spacing: -0.02em;
}

.site-title a {
	text-decoration: none;
	color: var(--ip-primary);
}

.site-description {
	margin: 0.15rem 0 0;
	font-size: 0.78rem;
	color: var(--ip-muted);
	line-height: 1.3;
}

/* Hamburger */
.menu-toggle {
	order: 3;
	padding: 0.5rem;
	background: transparent;
	border: 0;
	color: var(--ip-primary);
}

.menu-toggle__icon {
	display: block;
	width: 24px;
	height: 16px;
	position: relative;
}

.menu-toggle__icon span {
	position: absolute;
	left: 0;
	width: 100%;
	height: 2px;
	background: currentColor;
	border-radius: 2px;
	transition: transform var(--ip-speed) var(--ip-ease), opacity var(--ip-speed) var(--ip-ease);
}

.menu-toggle__icon span:nth-child(1) { top: 0; }
.menu-toggle__icon span:nth-child(2) { top: 7px; }
.menu-toggle__icon span:nth-child(3) { top: 14px; }

.menu-toggle[aria-expanded="true"] .menu-toggle__icon span:nth-child(1) {
	transform: translateY(7px) rotate(45deg);
}

.menu-toggle[aria-expanded="true"] .menu-toggle__icon span:nth-child(2) {
	opacity: 0;
}

.menu-toggle[aria-expanded="true"] .menu-toggle__icon span:nth-child(3) {
	transform: translateY(-7px) rotate(-45deg);
}

/* Mobile drawer */
.main-navigation {
	position: fixed;
	inset: 0 0 0 auto;
	width: min(88vw, 340px);
	padding: calc(var(--ip-header-h) + 1.5rem) 1.25rem 2rem;
	background: var(--ip-white);
	box-shadow: var(--ip-shadow-lg);
	transform: translateX(100%);
	transition: transform var(--ip-speed) var(--ip-ease);
	overflow-y: auto;
	z-index: 120;
	visibility: hidden;
}

.main-navigation.is-open {
	transform: translateX(0);
	visibility: visible;
}

.nav-menu {
	margin: 0;
	padding: 0;
	list-style: none;
}

.nav-menu li {
	position: relative;
	border-bottom: 1px solid var(--ip-border);
}

.nav-menu a {
	display: block;
	padding: 0.85rem 2.5rem 0.85rem 0;
	font-weight: 600;
	font-size: 0.98rem;
	color: var(--ip-text);
	text-decoration: none;
}

.nav-menu a:hover,
.nav-menu .current-menu-item > a,
.nav-menu .current_page_item > a {
	color: var(--ip-primary);
}

.nav-menu .sub-menu {
	display: none;
	margin: 0 0 0.5rem;
	padding-left: 1rem;
	list-style: none;
}

.nav-menu .sub-menu.is-open {
	display: block;
}

.nav-menu .sub-menu li {
	border-bottom: 0;
}

.nav-menu .sub-menu a {
	padding-block: 0.55rem;
	font-weight: 500;
	font-size: 0.92rem;
	color: var(--ip-muted);
}

.submenu-toggle {
	position: absolute;
	top: 0.5rem;
	right: 0;
	padding: 0.45rem;
	background: transparent;
	border: 0;
	color: var(--ip-muted);
	transition: transform var(--ip-speed) var(--ip-ease);
}

.submenu-toggle[aria-expanded="true"] {
	transform: rotate(180deg);
	color: var(--ip-primary);
}

.menu-item--cta > a {
	display: inline-flex !important;
	margin-top: 0.75rem;
	padding: 0.6rem 1.25rem !important;
	background: var(--ip-accent);
	border-radius: var(--ip-radius-pill);
	color: #3d2c00 !important;
}

/* Backdrop behind the open drawer, injected by navigation.js. */
.nav-backdrop {
	position: fixed;
	inset: 0;
	background: rgba(var(--ip-text-rgb), 0.5);
	opacity: 0;
	visibility: hidden;
	transition: opacity var(--ip-speed) var(--ip-ease), visibility var(--ip-speed) var(--ip-ease);
	z-index: 110;
}

.nav-backdrop.is-visible {
	opacity: 1;
	visibility: visible;
}

.site-header__actions {
	display: flex;
	align-items: center;
	gap: 0.4rem;
	order: 2;
}

.search-toggle {
	padding: 0.5rem;
	background: transparent;
	border: 0;
	color: var(--ip-primary);
	border-radius: var(--ip-radius-pill);
}

.search-toggle:hover {
	background: var(--ip-bg-alt);
}

/* The desktop CTA and mobile CTA swap visibility in responsive.css. */
.header-cta {
	display: none;
}

.header-cta--mobile {
	display: flex;
	margin-top: var(--ip-space-md);
}

.header-search {
	padding-block: var(--ip-space-sm);
	background: var(--ip-bg-alt);
	border-top: 1px solid var(--ip-border);
}

.header-search[hidden] {
	display: none;
}

/* Skip link sits above everything once focused. */
.skip-link:focus {
	z-index: 200;
}

/*--------------------------------------------------------------
7. Hero
--------------------------------------------------------------*/

.hero {
	position: relative;
	padding-block: var(--ip-space-xl);
	background:
		radial-gradient(1000px 500px at 15% -10%, rgba(var(--ip-secondary-rgb), 0.16), transparent 60%),
		linear-gradient(160deg, var(--ip-primary) 0%, var(--ip-primary-dark) 100%);
	color: var(--ip-white);
	overflow: hidden;
}

/* Subtle diagonal texture so the flat gradient does not look empty. */
.hero::after {
	content: "";
	position: absolute;
	inset: 0;
	background-image: repeating-linear-gradient(
		45deg,
		rgba(255, 255, 255, 0.03) 0 2px,
		transparent 2px 14px
	);
	pointer-events: none;
}

.hero__inner {
	position: relative;
	z-index: 1;
	display: grid;
	gap: var(--ip-space-lg);
}

.hero__eyebrow {
	display: inline-flex;
	align-items: center;
	gap: 0.45rem;
	margin: 0 0 var(--ip-space-sm);
	padding: 0.35rem 0.9rem;
	background: rgba(255, 255, 255, 0.12);
	border: 1px solid rgba(255, 255, 255, 0.2);
	border-radius: var(--ip-radius-pill);
	font-size: 0.78rem;
	font-weight: 600;
	letter-spacing: 0.06em;
	text-transform: uppercase;
	color: #d6f5e3;
}

.hero__title {
	margin: 0 0 var(--ip-space-sm);
	color: var(--ip-white);
	font-size: clamp(2rem, 7vw, 3.4rem);
	line-height: 1.08;
}

.hero__text {
	max-width: 52ch;
	margin-bottom: var(--ip-space-md);
	color: rgba(255, 255, 255, 0.82);
	font-size: 1.06rem;
}

.hero__actions {
	display: flex;
	flex-wrap: wrap;
	gap: 0.75rem;
	margin-bottom: var(--ip-space-md);
}

.hero__actions .btn--ghost {
	color: var(--ip-white);
}

.hero__actions .btn--ghost:hover,
.hero__actions .btn--ghost:focus-visible {
	background: var(--ip-white);
	border-color: var(--ip-white);
	color: var(--ip-primary);
}

.hero__points {
	display: flex;
	flex-direction: column;
	gap: 0.5rem;
	margin: 0;
	padding: 0;
	list-style: none;
	font-size: 0.92rem;
	color: rgba(255, 255, 255, 0.8);
}

.hero__points li {
	display: flex;
	align-items: center;
	gap: 0.5rem;
}

.hero__points svg {
	color: var(--ip-secondary);
	flex-shrink: 0;
}

.hero__media {
	position: relative;
}

.hero__img {
	width: 100%;
	border-radius: var(--ip-radius-lg);
	box-shadow: var(--ip-shadow-lg);
}

.hero__badge {
	position: absolute;
	left: 1rem;
	bottom: -1rem;
	display: flex;
	align-items: center;
	gap: 0.6rem;
	padding: 0.7rem 1.1rem;
	background: var(--ip-white);
	border-radius: var(--ip-radius);
	box-shadow: var(--ip-shadow-lg);
	color: var(--ip-text);
}

.hero__badge svg {
	color: var(--ip-accent);
}

.hero__badge strong {
	display: block;
	font-size: 0.9rem;
	color: var(--ip-primary);
}

.hero__badge span {
	font-size: 0.75rem;
	color: var(--ip-muted);
}

/*--------------------------------------------------------------
8. Sections
--------------------------------------------------------------*/

/* Insurance category cards */
.cat-grid {
	display: grid;
	grid-template-columns: 1fr;
	gap: var(--ip-space-md);
}

.cat-card {
	display: block;
	padding: var(--ip-space-md);
	background: var(--ip-bg);
	border: 1px solid var(--ip-border);
	border-radius: var(--ip-radius);
	text-decoration: none;
	color: inherit;
	transition: transform var(--ip-speed) var(--ip-ease),
		box-shadow var(--ip-speed) var(--ip-ease),
		border-color var(--ip-speed) var(--ip-ease);
}

.cat-card:hover,
.cat-card:focus-visible {
	transform: translateY(-4px);
	border-color: transparent;
	box-shadow: var(--ip-shadow);
}

.cat-card__icon {
	display: inline-flex;
	align-items: center;
	justify-content: center;
	width: 56px;
	height: 56px;
	margin-bottom: var(--ip-space-sm);
	background: rgba(var(--ip-primary-rgb), 0.09);
	border-radius: var(--ip-radius);
	color: var(--ip-primary);
	transition: background-color var(--ip-speed) var(--ip-ease), color var(--ip-speed) var(--ip-ease);
}

.cat-card:hover .cat-card__icon {
	background: var(--ip-primary);
	color: var(--ip-white);
}

/* Each cover type gets its own accent so the four cards read apart. */
.cat-card--auto:hover .cat-card__icon { background: var(--ip-primary); }
.cat-card--health:hover .cat-card__icon { background: #c0392b; }
.cat-card--life:hover .cat-card__icon { background: var(--ip-secondary-dark); }
.cat-card--home:hover .cat-card__icon { background: var(--ip-accent-dark); }

.cat-card__title {
	margin-bottom: 0.4rem;
	font-size: 1.18rem;
}

.cat-card__desc {
	margin-bottom: var(--ip-space-sm);
	font-size: 0.92rem;
	color: var(--ip-muted);
}

.cat-card__link {
	display: inline-flex;
	align-items: center;
	gap: 0.35rem;
	font-size: 0.85rem;
	font-weight: 700;
	color: var(--ip-primary);
}

.cat-card__link svg {
	transition: transform var(--ip-speed) var(--ip-ease);
}

.cat-card:hover .cat-card__link svg {
	transform: translateX(4px);
}

.cat-card--sm {
	display: flex;
	align-items: center;
	gap: 0.75rem;
	padding: 0.9rem 1.1rem;
	background: var(--ip-white);
}

.cat-card--sm .cat-card__icon {
	width: 40px;
	height: 40px;
	margin: 0;
}

.cat-card__title {
	font-family: var(--ip-font-heading);
	color: var(--ip-primary);
}

/* Statistics */
.section--stats {
	background: var(--ip-primary);
	color: var(--ip-white);
}

.stats-grid {
	display: grid;
	grid-template-columns: repeat(2, 1fr);
	gap: var(--ip-space-md);
	text-align: center;
}

.stat__number {
	display: block;
	font-family: var(--ip-font-heading);
	font-size: clamp(1.9rem, 7vw, 2.9rem);
	font-weight: 800;
	line-height: 1;
	color: var(--ip-accent);
	font-variant-numeric: tabular-nums;
}

.stat__label {
	display: block;
	margin-top: 0.35rem;
	font-size: 0.85rem;
	color: rgba(255, 255, 255, 0.78);
}

.trust-badges {
	display: flex;
	flex-wrap: wrap;
	justify-content: center;
	gap: var(--ip-space-md);
	margin: var(--ip-space-lg) 0 0;
	padding: var(--ip-space-md) 0 0;
	border-top: 1px solid rgba(255, 255, 255, 0.16);
	list-style: none;
	font-size: 0.85rem;
	color: rgba(255, 255, 255, 0.85);
}

.trust-badges li {
	display: flex;
	align-items: center;
	gap: 0.45rem;
}

.trust-badges svg {
	color: var(--ip-secondary);
}

/* Testimonials */
.testimonials {
	position: relative;
	max-width: 720px;
	margin-inline: auto;
}

.testimonial {
	display: none;
	margin: 0;
	padding: var(--ip-space-lg) var(--ip-space-md);
	background: var(--ip-bg);
	border-radius: var(--ip-radius-lg);
	text-align: center;
	box-shadow: var(--ip-shadow-sm);
	animation: ipFadeIn 400ms var(--ip-ease);
}

.testimonial.is-active {
	display: block;
}

.testimonial__stars {
	display: flex;
	justify-content: center;
	gap: 0.15rem;
	margin-bottom: var(--ip-space-sm);
	color: var(--ip-accent);
}

.testimonial__stars svg {
	fill: currentColor;
}

.testimonial__quote {
	margin: 0 0 var(--ip-space-md);
	padding: 0;
	border: 0;
	background: none;
	box-shadow: none;
	font-family: var(--ip-font-heading);
	font-size: 1.16rem;
	font-style: normal;
	line-height: 1.6;
	color: var(--ip-text);
}

.testimonial__quote svg {
	margin-inline: auto;
	margin-bottom: 0.6rem;
	color: rgba(var(--ip-primary-rgb), 0.22);
}

.testimonial__quote p {
	margin: 0;
}

.testimonial__name {
	display: block;
	font-weight: 700;
	color: var(--ip-primary);
}

.testimonial__role {
	display: block;
	font-size: 0.85rem;
	color: var(--ip-muted);
}

.testimonials__dots {
	display: flex;
	justify-content: center;
	gap: 0.5rem;
	margin-top: var(--ip-space-md);
}

.testimonials__dot {
	width: 10px;
	height: 10px;
	padding: 0;
	background: var(--ip-border);
	border: 0;
	border-radius: 50%;
	transition: background-color var(--ip-speed) var(--ip-ease), transform var(--ip-speed) var(--ip-ease);
}

.testimonials__dot.is-active {
	background: var(--ip-primary);
	transform: scale(1.3);
}

/* Newsletter */
.section--newsletter {
	padding-bottom: var(--ip-space-2xl);
}

.newsletter {
	display: grid;
	gap: var(--ip-space-md);
	padding: var(--ip-space-lg) var(--ip-space-md);
	background: linear-gradient(135deg, var(--ip-primary) 0%, var(--ip-primary-light) 100%);
	border-radius: var(--ip-radius-lg);
	color: var(--ip-white);
	box-shadow: var(--ip-shadow);
}

.newsletter__icon {
	display: inline-flex;
	align-items: center;
	justify-content: center;
	width: 54px;
	height: 54px;
	margin-bottom: var(--ip-space-sm);
	background: rgba(255, 255, 255, 0.14);
	border-radius: var(--ip-radius);
	color: var(--ip-accent);
}

.newsletter__title {
	margin-bottom: 0.4rem;
	color: var(--ip-white);
}

.newsletter__text {
	margin: 0;
	color: rgba(255, 255, 255, 0.82);
	font-size: 0.96rem;
}

.newsletter-form__row {
	display: flex;
	flex-direction: column;
	gap: 0.6rem;
}

.newsletter-form__input {
	border-color: transparent;
}

.newsletter-form__consent {
	margin: 0.7rem 0 0;
}

.newsletter .newsletter-form__consent label {
	color: rgba(255, 255, 255, 0.75);
}

.newsletter .ip-form-message.is-success {
	color: #b8f3d1;
}

.newsletter .ip-form-message.is-error {
	color: #ffd0c9;
}

/*--------------------------------------------------------------
9. Post cards, lists & single posts
--------------------------------------------------------------*/

.post-grid {
	display: grid;
	grid-template-columns: 1fr;
	gap: var(--ip-space-md);
}

.post-list {
	display: flex;
	flex-direction: column;
	gap: var(--ip-space-lg);
}

/* Card */
.entry--card {
	display: flex;
	flex-direction: column;
	background: var(--ip-white);
	border: 1px solid var(--ip-border);
	border-radius: var(--ip-radius);
	overflow: hidden;
	transition: transform var(--ip-speed) var(--ip-ease), box-shadow var(--ip-speed) var(--ip-ease);
}

.entry--card:hover {
	transform: translateY(-4px);
	box-shadow: var(--ip-shadow);
}

.entry--card__media {
	display: block;
	aspect-ratio: 3 / 2;
	overflow: hidden;
	background: var(--ip-bg-alt);
}

.entry--card__img {
	width: 100%;
	height: 100%;
	object-fit: cover;
	transition: transform 600ms var(--ip-ease);
}

.entry--card:hover .entry--card__img {
	transform: scale(1.05);
}

.entry--card__placeholder {
	display: flex;
	align-items: center;
	justify-content: center;
	height: 100%;
	color: rgba(var(--ip-primary-rgb), 0.25);
}

.entry--card__body {
	display: flex;
	flex-direction: column;
	flex: 1;
	padding: var(--ip-space-md);
}

.entry--card__title {
	margin-bottom: 0.5rem;
	font-size: 1.1rem;
	line-height: 1.32;
}

.entry--card__title a {
	color: inherit;
	text-decoration: none;
}

.entry--card__title a:hover {
	color: var(--ip-accent-dark);
}

.entry--card__excerpt {
	flex: 1;
	margin-bottom: var(--ip-space-sm);
	font-size: 0.92rem;
	color: var(--ip-muted);
}

.entry--card__footer {
	display: flex;
	align-items: center;
	justify-content: space-between;
	gap: 0.5rem;
	padding-top: var(--ip-space-sm);
	border-top: 1px solid var(--ip-border);
	font-size: 0.78rem;
	color: var(--ip-muted);
}

.entry--card__author {
	display: flex;
	align-items: center;
	gap: 0.45rem;
	min-width: 0;
}

.entry--card__avatar {
	border-radius: 50%;
	flex-shrink: 0;
}

/* List entry */
.entry--list {
	display: grid;
	gap: var(--ip-space-sm);
	padding-bottom: var(--ip-space-lg);
	border-bottom: 1px solid var(--ip-border);
}

.entry--list:last-child {
	border-bottom: 0;
}

.entry--list .post-thumbnail {
	display: block;
	border-radius: var(--ip-radius);
	overflow: hidden;
	aspect-ratio: 16 / 9;
}

.entry--list .post-thumbnail__img {
	width: 100%;
	height: 100%;
	object-fit: cover;
	transition: transform 600ms var(--ip-ease);
}

.entry--list:hover .post-thumbnail__img {
	transform: scale(1.04);
}

.entry-title {
	line-height: 1.25;
}

.entry--list .entry-title {
	font-size: 1.42rem;
	margin-bottom: 0.4rem;
}

.entry-title a {
	color: inherit;
	text-decoration: none;
}

.entry-title a:hover,
.entry-title a:focus-visible {
	color: var(--ip-accent-dark);
}

.entry-meta {
	display: flex;
	flex-wrap: wrap;
	align-items: center;
	gap: 0.9rem;
	margin-bottom: var(--ip-space-sm);
	font-size: 0.82rem;
	color: var(--ip-muted);
}

.entry-meta > span {
	display: inline-flex;
	align-items: center;
	gap: 0.3rem;
}

.entry-meta a {
	color: inherit;
	text-decoration: none;
	font-weight: 600;
}

.entry-meta a:hover {
	color: var(--ip-primary);
	text-decoration: underline;
}

.entry-summary {
	color: var(--ip-muted);
	font-size: 0.98rem;
}

.entry-summary p:last-child {
	margin-bottom: 0.6rem;
}

.entry__more {
	display: inline-flex;
	align-items: center;
	gap: 0.4rem;
	font-size: 0.9rem;
	font-weight: 700;
	text-decoration: none;
}

.entry__more svg {
	transition: transform var(--ip-speed) var(--ip-ease);
}

.entry__more:hover svg {
	transform: translateX(4px);
}

/* Single post */
.entry--single,
.entry--page,
.entry--full {
	background: var(--ip-white);
	border-radius: var(--ip-radius-lg);
	padding: var(--ip-space-md);
	box-shadow: var(--ip-shadow-sm);
}

.entry-header--single {
	margin-bottom: var(--ip-space-md);
}

.entry-header--single .entry-title {
	font-size: clamp(1.75rem, 5.5vw, 2.6rem);
	margin-bottom: var(--ip-space-sm);
}

.entry-standfirst {
	font-size: 1.1rem;
	color: var(--ip-muted);
	line-height: 1.6;
}

.entry--single .post-thumbnail {
	margin: 0 0 var(--ip-space-md);
	border-radius: var(--ip-radius);
	overflow: hidden;
}

.post-thumbnail__caption {
	margin-top: 0.5rem;
	font-size: 0.82rem;
	color: var(--ip-muted);
	text-align: center;
}

.entry-content {
	max-width: var(--ip-content);
}

.entry-content > * + * {
	margin-top: var(--ip-space-md);
}

.entry-content h2 {
	margin-top: var(--ip-space-lg);
	padding-top: var(--ip-space-xs);
}

.entry-content h3 {
	margin-top: var(--ip-space-md);
}

.entry-content ul,
.entry-content ol {
	padding-left: 1.5rem;
}

.entry-content li + li {
	margin-top: 0.4rem;
}

.entry-content img {
	border-radius: var(--ip-radius);
}

.entry-content--wide,
.entry-content--front,
.entry-content--landing,
.entry-content--contact {
	max-width: none;
}

.entry-footer {
	margin-top: var(--ip-space-lg);
	padding-top: var(--ip-space-md);
	border-top: 1px solid var(--ip-border);
}

.page-links {
	display: flex;
	flex-wrap: wrap;
	align-items: center;
	gap: 0.4rem;
	margin-top: var(--ip-space-md);
	font-weight: 600;
	font-size: 0.9rem;
}

.page-links a,
.page-links__item {
	display: inline-flex;
	align-items: center;
	justify-content: center;
	min-width: 34px;
	height: 34px;
	padding-inline: 0.4rem;
	border: 1px solid var(--ip-border);
	border-radius: var(--ip-radius-sm);
	text-decoration: none;
}

.page-links > .page-links__item {
	background: var(--ip-primary);
	border-color: var(--ip-primary);
	color: var(--ip-white);
}

.edit-link a {
	font-size: 0.82rem;
	font-weight: 600;
}

/*--------------------------------------------------------------
10. Author box, share, related, pagination
--------------------------------------------------------------*/

.author-box {
	display: grid;
	gap: var(--ip-space-md);
	margin-top: var(--ip-space-lg);
	padding: var(--ip-space-md);
	background: var(--ip-white);
	border: 1px solid var(--ip-border);
	border-left: 4px solid var(--ip-accent);
	border-radius: var(--ip-radius);
}

.author-box__img {
	border-radius: 50%;
	box-shadow: var(--ip-shadow-sm);
}

.author-box__eyebrow {
	margin: 0 0 0.15rem;
	font-size: 0.72rem;
	font-weight: 700;
	letter-spacing: 0.12em;
	text-transform: uppercase;
	color: var(--ip-secondary-dark);
}

.author-box__name {
	margin-bottom: 0.4rem;
	font-size: 1.2rem;
}

.author-box__name a {
	text-decoration: none;
	color: inherit;
}

.author-box__bio {
	margin-bottom: 0.6rem;
	font-size: 0.92rem;
	color: var(--ip-muted);
}

.author-box__links {
	display: flex;
	flex-wrap: wrap;
	gap: var(--ip-space-md);
	margin: 0;
	font-size: 0.85rem;
	font-weight: 600;
}

.author-box__links a {
	display: inline-flex;
	align-items: center;
	gap: 0.3rem;
	text-decoration: none;
}

/* Share buttons */
.share-buttons {
	display: flex;
	flex-wrap: wrap;
	align-items: center;
	gap: var(--ip-space-sm);
	margin-top: var(--ip-space-md);
}

.share-buttons__label {
	font-size: 0.85rem;
	font-weight: 700;
	color: var(--ip-text);
}

.share-buttons__list {
	display: flex;
	flex-wrap: wrap;
	gap: 0.5rem;
	margin: 0;
	padding: 0;
	list-style: none;
}

.share-btn {
	display: inline-flex;
	align-items: center;
	justify-content: center;
	width: 40px;
	height: 40px;
	padding: 0;
	background: var(--ip-bg-alt);
	border: 0;
	border-radius: 50%;
	color: var(--ip-primary);
	transition: transform var(--ip-speed) var(--ip-ease),
		background-color var(--ip-speed) var(--ip-ease),
		color var(--ip-speed) var(--ip-ease);
}

.share-btn:hover,
.share-btn:focus-visible {
	transform: translateY(-3px);
	color: var(--ip-white);
}

.share-btn--facebook:hover { background: #1877f2; }
.share-btn--twitter:hover  { background: #000000; }
.share-btn--linkedin:hover { background: #0a66c2; }
.share-btn--whatsapp:hover { background: #25d366; }
.share-btn--mail:hover     { background: var(--ip-primary); }
.share-btn--copy:hover     { background: var(--ip-accent); color: #3d2c00; }

.share-btn.is-copied {
	background: var(--ip-secondary);
	color: #06331a;
}

/* Related posts */
.related-posts {
	margin-top: var(--ip-space-xl);
}

.related-posts__title {
	margin-bottom: var(--ip-space-md);
}

/* Post navigation */
.post-navigation {
	display: grid;
	gap: var(--ip-space-sm);
	margin-top: var(--ip-space-lg);
}

.post-navigation .nav-links {
	display: grid;
	gap: var(--ip-space-sm);
}

.post-navigation a {
	display: block;
	padding: var(--ip-space-sm) var(--ip-space-md);
	background: var(--ip-white);
	border: 1px solid var(--ip-border);
	border-radius: var(--ip-radius);
	text-decoration: none;
	transition: border-color var(--ip-speed) var(--ip-ease), box-shadow var(--ip-speed) var(--ip-ease);
}

.post-navigation a:hover {
	border-color: var(--ip-primary);
	box-shadow: var(--ip-shadow-sm);
}

.post-navigation .nav-subtitle {
	display: block;
	font-size: 0.72rem;
	font-weight: 700;
	letter-spacing: 0.1em;
	text-transform: uppercase;
	color: var(--ip-muted);
}

.post-navigation .nav-title {
	display: block;
	margin-top: 0.2rem;
	font-family: var(--ip-font-heading);
	font-weight: 700;
	color: var(--ip-primary);
}

.post-navigation .nav-next {
	text-align: right;
}

/* Pagination */
.pagination {
	margin-top: var(--ip-space-lg);
}

.pagination .nav-links {
	display: flex;
	flex-wrap: wrap;
	justify-content: center;
	gap: 0.4rem;
}

.pagination .page-numbers {
	display: inline-flex;
	align-items: center;
	gap: 0.25rem;
	min-width: 42px;
	height: 42px;
	padding-inline: 0.75rem;
	justify-content: center;
	background: var(--ip-white);
	border: 1px solid var(--ip-border);
	border-radius: var(--ip-radius-sm);
	font-size: 0.9rem;
	font-weight: 600;
	text-decoration: none;
	transition: background-color var(--ip-speed) var(--ip-ease), color var(--ip-speed) var(--ip-ease);
}

.pagination .page-numbers:hover {
	background: var(--ip-bg-alt);
}

.pagination .page-numbers.current {
	background: var(--ip-primary);
	border-color: var(--ip-primary);
	color: var(--ip-white);
}

.pagination .prev svg {
	transform: rotate(90deg);
}

.pagination .next svg {
	transform: rotate(-90deg);
}

/*--------------------------------------------------------------
11. Comments
--------------------------------------------------------------*/

.comments-area {
	margin-top: var(--ip-space-xl);
	padding: var(--ip-space-md);
	background: var(--ip-white);
	border-radius: var(--ip-radius-lg);
	box-shadow: var(--ip-shadow-sm);
}

.comments-title,
.comment-reply-title {
	margin-bottom: var(--ip-space-md);
	font-size: 1.3rem;
}

.comment-list {
	margin: 0 0 var(--ip-space-lg);
	padding: 0;
	list-style: none;
}

.comment-list .children {
	margin-top: var(--ip-space-md);
	padding-left: var(--ip-space-md);
	border-left: 2px solid var(--ip-border);
	list-style: none;
}

.comment-body {
	position: relative;
	margin-bottom: var(--ip-space-md);
	padding: var(--ip-space-sm) var(--ip-space-md);
	background: var(--ip-bg);
	border-radius: var(--ip-radius);
}

.comment-author {
	display: flex;
	align-items: center;
	gap: 0.6rem;
	margin-bottom: 0.35rem;
	font-weight: 700;
	color: var(--ip-primary);
}

.comment-author img {
	border-radius: 50%;
}

.comment-metadata {
	margin-bottom: 0.6rem;
	font-size: 0.78rem;
	color: var(--ip-muted);
}

.comment-metadata a {
	color: inherit;
	text-decoration: none;
}

.reply a {
	display: inline-block;
	font-size: 0.8rem;
	font-weight: 700;
	text-decoration: none;
}

.comment-form {
	display: grid;
	gap: var(--ip-space-xs);
}

.comment-form label {
	display: block;
	margin-bottom: 0.3rem;
	font-size: 0.88rem;
	font-weight: 600;
}

.comment-notes {
	font-size: 0.85rem;
	color: var(--ip-muted);
}

.no-comments {
	font-size: 0.9rem;
	color: var(--ip-muted);
}

/*--------------------------------------------------------------
12. Sidebar & widgets
--------------------------------------------------------------*/

.sidebar__inner {
	display: flex;
	flex-direction: column;
	gap: var(--ip-space-md);
}

.widget {
	padding: var(--ip-space-md);
	background: var(--ip-white);
	border: 1px solid var(--ip-border);
	border-radius: var(--ip-radius);
}

.widget-title {
	margin-bottom: var(--ip-space-sm);
	padding-bottom: 0.5rem;
	border-bottom: 2px solid var(--ip-accent);
	font-size: 1.02rem;
	letter-spacing: 0.01em;
}

.widget ul {
	margin: 0;
	padding: 0;
	list-style: none;
}

.widget li + li {
	margin-top: 0.5rem;
	padding-top: 0.5rem;
	border-top: 1px solid var(--ip-border);
}

.widget a {
	text-decoration: none;
}

.widget a:hover {
	text-decoration: underline;
}

/* Recent posts widget */
.ip-recent-posts__item {
	display: flex;
	gap: 0.75rem;
	align-items: flex-start;
}

.ip-recent-posts__thumb {
	flex-shrink: 0;
	width: 64px;
	height: 64px;
	border-radius: var(--ip-radius-sm);
	overflow: hidden;
}

.ip-recent-posts__thumb img {
	width: 100%;
	height: 100%;
	object-fit: cover;
}

.ip-recent-posts__title {
	display: block;
	font-family: var(--ip-font-heading);
	font-size: 0.95rem;
	font-weight: 700;
	line-height: 1.35;
	color: var(--ip-primary);
}

.ip-recent-posts__meta {
	display: block;
	margin-top: 0.2rem;
	font-size: 0.76rem;
	color: var(--ip-muted);
}

/* Categories widget */
.ip-cat-list__link {
	display: flex;
	align-items: center;
	gap: 0.65rem;
	padding: 0.35rem 0;
	color: var(--ip-text);
	font-weight: 500;
	font-size: 0.94rem;
}

.ip-cat-list__link:hover {
	color: var(--ip-primary);
	text-decoration: none;
}

.ip-cat-list__icon {
	display: inline-flex;
	align-items: center;
	justify-content: center;
	width: 36px;
	height: 36px;
	flex-shrink: 0;
	background: rgba(var(--ip-primary-rgb), 0.08);
	border-radius: var(--ip-radius-sm);
	color: var(--ip-primary);
	transition: background-color var(--ip-speed) var(--ip-ease), color var(--ip-speed) var(--ip-ease);
}

.ip-cat-list__link:hover .ip-cat-list__icon {
	background: var(--ip-primary);
	color: var(--ip-white);
}

.ip-cat-list__name {
	flex: 1;
	min-width: 0;
}

.ip-cat-list__count {
	flex-shrink: 0;
	padding: 0.1rem 0.5rem;
	background: var(--ip-bg-alt);
	border-radius: var(--ip-radius-pill);
	font-size: 0.74rem;
	font-weight: 700;
	color: var(--ip-muted);
}

/* Quote widget */
.widget_insurepro_quote {
	background: linear-gradient(160deg, var(--ip-primary) 0%, var(--ip-primary-dark) 100%);
	border-color: transparent;
	color: var(--ip-white);
}

.widget_insurepro_quote .widget-title {
	color: var(--ip-white);
	border-bottom-color: var(--ip-accent);
}

.ip-quote__intro {
	margin-bottom: var(--ip-space-sm);
	font-size: 0.9rem;
	color: rgba(255, 255, 255, 0.8);
}

.widget_insurepro_quote .ip-field label {
	color: rgba(255, 255, 255, 0.9);
}

.widget_insurepro_quote input,
.widget_insurepro_quote select,
.widget_insurepro_quote textarea {
	border-color: transparent;
}

.ip-quote__privacy {
	display: flex;
	align-items: center;
	gap: 0.4rem;
	margin: 0.6rem 0 0;
	font-size: 0.75rem;
	color: rgba(255, 255, 255, 0.7);
}

.ip-quote__privacy svg {
	flex-shrink: 0;
	color: var(--ip-secondary);
}

.widget_insurepro_quote .ip-form-message.is-success {
	color: #b8f3d1;
}

.widget_insurepro_quote .ip-form-message.is-error {
	color: #ffd0c9;
}

/* Core widgets */
.widget_categories li,
.widget_archive li,
.widget_pages li,
.widget_meta li,
.widget_nav_menu li {
	display: flex;
	justify-content: space-between;
	gap: 0.5rem;
}

.wp-calendar-table {
	font-size: 0.85rem;
}

.tagcloud {
	display: flex;
	flex-wrap: wrap;
	gap: 0.4rem;
}

.tagcloud a {
	padding: 0.25rem 0.7rem;
	background: var(--ip-bg-alt);
	border-radius: var(--ip-radius-pill);
	font-size: 0.8rem !important;
	color: var(--ip-text);
}

.tagcloud a:hover {
	background: var(--ip-primary);
	color: var(--ip-white);
	text-decoration: none;
}

/*--------------------------------------------------------------
13. Page templates (landing, contact, 404)
--------------------------------------------------------------*/

/* Landing page strips the chrome down to the offer. */
.is-landing .topbar,
.is-landing .breadcrumbs,
.is-landing .site-footer__widgets,
.is-landing .search-toggle {
	display: none;
}

.landing__hero {
	padding-block: var(--ip-space-xl);
	background:
		radial-gradient(800px 400px at 90% 0%, rgba(var(--ip-accent-rgb), 0.14), transparent 60%),
		linear-gradient(160deg, var(--ip-primary) 0%, var(--ip-primary-dark) 100%);
	color: var(--ip-white);
}

.landing__hero-inner {
	display: grid;
	gap: var(--ip-space-lg);
}

.landing__eyebrow {
	display: inline-flex;
	align-items: center;
	gap: 0.4rem;
	margin-bottom: var(--ip-space-sm);
	font-size: 0.78rem;
	font-weight: 700;
	letter-spacing: 0.1em;
	text-transform: uppercase;
	color: var(--ip-secondary);
}

.landing__title {
	margin-bottom: var(--ip-space-sm);
	color: var(--ip-white);
	font-size: clamp(2rem, 6.5vw, 3.1rem);
	line-height: 1.1;
}

.landing__lead {
	max-width: 50ch;
	color: rgba(255, 255, 255, 0.82);
	font-size: 1.05rem;
}

.landing__points {
	display: grid;
	gap: 0.6rem;
	margin: 0 0 var(--ip-space-md);
	padding: 0;
	list-style: none;
	font-size: 0.95rem;
	color: rgba(255, 255, 255, 0.88);
}

.landing__points li {
	display: flex;
	align-items: center;
	gap: 0.55rem;
}

.landing__points svg {
	color: var(--ip-secondary);
	flex-shrink: 0;
}

.landing__phone {
	display: flex;
	flex-wrap: wrap;
	align-items: center;
	gap: 0.4rem;
	margin: 0;
	font-size: 0.92rem;
	color: rgba(255, 255, 255, 0.8);
}

.landing__phone a {
	color: var(--ip-accent);
	font-weight: 700;
	text-decoration: none;
}

.landing__card {
	padding: var(--ip-space-md);
	background: var(--ip-white);
	border-radius: var(--ip-radius-lg);
	box-shadow: var(--ip-shadow-lg);
	color: var(--ip-text);
}

.landing__card-title {
	margin-bottom: var(--ip-space-sm);
	font-size: 1.25rem;
}

/* The quote widget renders plainly inside the landing card. */
.landing__widget .widget_insurepro_quote,
.landing__widget {
	padding: 0;
	background: none;
	border: 0;
	color: inherit;
}

.landing__widget .ip-field label {
	color: var(--ip-text);
}

.landing__widget .ip-quote__privacy {
	color: var(--ip-muted);
}

.landing__content,
.landing__proof {
	padding-block: var(--ip-space-xl);
}

.landing__proof {
	background: var(--ip-white);
}

.landing__proof-grid {
	display: grid;
	gap: var(--ip-space-md);
}

.landing__quote {
	margin: 0;
	padding: var(--ip-space-md);
	background: var(--ip-bg);
	border-radius: var(--ip-radius);
}

.landing__quote blockquote {
	margin: 0.5rem 0;
	padding: 0;
	border: 0;
	background: none;
	box-shadow: none;
	font-size: 0.98rem;
	font-style: normal;
	color: var(--ip-text);
}

.landing__quote figcaption strong {
	display: block;
	color: var(--ip-primary);
	font-size: 0.9rem;
}

.landing__quote figcaption span {
	font-size: 0.8rem;
	color: var(--ip-muted);
}

/* Contact page */
.contact-grid {
	display: grid;
	gap: var(--ip-space-lg);
	margin-top: var(--ip-space-lg);
}

.contact-details {
	padding: var(--ip-space-md);
	background: var(--ip-primary);
	border-radius: var(--ip-radius-lg);
	color: var(--ip-white);
	align-self: start;
}

.contact-details__title {
	margin-bottom: var(--ip-space-md);
	color: var(--ip-white);
	font-size: 1.2rem;
}

.contact-details__list {
	margin: 0;
	padding: 0;
	list-style: none;
	display: grid;
	gap: var(--ip-space-md);
}

.contact-details__item {
	display: flex;
	gap: 0.75rem;
	font-size: 0.92rem;
	color: rgba(255, 255, 255, 0.85);
}

.contact-details__item strong {
	display: block;
	margin-bottom: 0.15rem;
	font-size: 0.76rem;
	font-weight: 700;
	letter-spacing: 0.1em;
	text-transform: uppercase;
	color: var(--ip-accent);
}

.contact-details__item a {
	color: var(--ip-white);
	text-decoration: none;
}

.contact-details__item a:hover {
	text-decoration: underline;
}

.contact-details__icon {
	display: inline-flex;
	align-items: center;
	justify-content: center;
	width: 40px;
	height: 40px;
	flex-shrink: 0;
	background: rgba(255, 255, 255, 0.12);
	border-radius: var(--ip-radius-sm);
	color: var(--ip-white);
}

.contact-details__note {
	display: flex;
	gap: 0.6rem;
	margin-top: var(--ip-space-md);
	padding-top: var(--ip-space-md);
	border-top: 1px solid rgba(255, 255, 255, 0.16);
	font-size: 0.85rem;
	color: rgba(255, 255, 255, 0.75);
}

.contact-details__note svg {
	flex-shrink: 0;
	color: var(--ip-secondary);
}

.contact-details__note p {
	margin: 0;
}

.contact-form-wrap {
	padding: var(--ip-space-md);
	background: var(--ip-white);
	border-radius: var(--ip-radius-lg);
	box-shadow: var(--ip-shadow-sm);
}

.contact-form__title {
	margin-bottom: var(--ip-space-md);
	font-size: 1.2rem;
}

.contact-form__row {
	display: grid;
	gap: var(--ip-space-sm);
}

.contact-map {
	margin-top: var(--ip-space-lg);
	border-radius: var(--ip-radius-lg);
	overflow: hidden;
	box-shadow: var(--ip-shadow-sm);
	line-height: 0;
}

/* 404 */
.error-404 {
	padding-block: var(--ip-space-xl);
	text-align: center;
}

.error-404__art {
	display: flex;
	align-items: center;
	justify-content: center;
	gap: 0.75rem;
	margin-bottom: var(--ip-space-md);
	color: rgba(var(--ip-primary-rgb), 0.2);
}

.error-404__code {
	font-family: var(--ip-font-heading);
	font-size: clamp(3.5rem, 16vw, 7rem);
	font-weight: 800;
	line-height: 1;
	color: rgba(var(--ip-primary-rgb), 0.15);
}

.error-404 .page-header {
	border-bottom: 0;
	margin-bottom: var(--ip-space-md);
}

.error-404__search {
	max-width: 460px;
	margin: 0 auto var(--ip-space-lg);
}

.error-404__cards {
	display: grid;
	gap: 0.6rem;
	max-width: 620px;
	margin: 0 auto var(--ip-space-xl);
	text-align: left;
}

.error-404__recent {
	text-align: left;
	margin-bottom: var(--ip-space-lg);
}

.error-404__recent .section-title {
	text-align: center;
	margin-bottom: var(--ip-space-md);
}

/* No results */
.no-results {
	padding: var(--ip-space-lg) 0;
}

.no-results__topics {
	margin-top: var(--ip-space-lg);
}

.no-results__subtitle {
	font-size: 1.05rem;
	margin-bottom: var(--ip-space-sm);
}

.no-results__list {
	display: flex;
	flex-wrap: wrap;
	gap: 0.4rem;
	margin: 0;
	padding: 0;
	list-style: none;
}

/*--------------------------------------------------------------
14. Footer
--------------------------------------------------------------*/

.site-footer {
	flex-shrink: 0;
	background: var(--ip-primary-dark);
	color: rgba(255, 255, 255, 0.75);
	font-size: 0.92rem;
}

.site-footer a {
	color: rgba(255, 255, 255, 0.82);
	text-decoration: none;
}

.site-footer a:hover {
	color: var(--ip-accent);
	text-decoration: underline;
}

.site-footer__main {
	padding-block: var(--ip-space-xl);
}

.site-footer__grid {
	display: grid;
	gap: var(--ip-space-lg);
}

.site-footer__title {
	margin: 0 0 var(--ip-space-sm);
	font-family: var(--ip-font-heading);
	font-size: 1.25rem;
	font-weight: 700;
}

.site-footer__title a {
	color: var(--ip-white);
	text-decoration: none;
}

.site-footer .custom-logo {
	margin-bottom: var(--ip-space-sm);
	filter: brightness(0) invert(1);
	opacity: 0.92;
}

.site-footer__text {
	max-width: 42ch;
	font-size: 0.9rem;
	line-height: 1.65;
}

.site-footer__contact {
	display: grid;
	gap: 0.6rem;
	margin: var(--ip-space-md) 0 0;
	padding: 0;
	list-style: none;
	font-size: 0.88rem;
}

.site-footer__contact li {
	display: flex;
	align-items: flex-start;
	gap: 0.55rem;
}

.site-footer__contact svg {
	flex-shrink: 0;
	margin-top: 0.2rem;
	color: var(--ip-secondary);
}

.site-footer__widgets {
	display: grid;
	gap: var(--ip-space-lg);
}

.site-footer .widget {
	padding: 0;
	background: none;
	border: 0;
}

.site-footer .widget-title {
	margin-bottom: var(--ip-space-sm);
	padding-bottom: 0.4rem;
	border-bottom: 1px solid rgba(255, 255, 255, 0.14);
	font-size: 0.95rem;
	color: var(--ip-white);
}

.site-footer .widget li + li {
	border-top-color: rgba(255, 255, 255, 0.08);
}

.site-footer .ip-cat-list__icon {
	background: rgba(255, 255, 255, 0.1);
	color: var(--ip-white);
}

.site-footer .ip-cat-list__link,
.site-footer .ip-recent-posts__title {
	color: rgba(255, 255, 255, 0.85);
}

.site-footer .ip-cat-list__count {
	background: rgba(255, 255, 255, 0.12);
	color: rgba(255, 255, 255, 0.8);
}

.site-info {
	padding-block: var(--ip-space-md);
	border-top: 1px solid rgba(255, 255, 255, 0.12);
	font-size: 0.82rem;
}

.site-info__inner {
	display: flex;
	flex-direction: column;
	align-items: center;
	gap: 0.6rem;
	text-align: center;
}

.site-info p {
	margin: 0;
}

.footer-menu {
	display: flex;
	flex-wrap: wrap;
	justify-content: center;
	gap: 0.4rem 1.1rem;
	margin: 0;
	padding: 0;
	list-style: none;
}

.site-info__credit {
	color: rgba(255, 255, 255, 0.55);
}

/* Back to top */
.back-to-top {
	position: fixed;
	right: 1rem;
	bottom: 1rem;
	z-index: 90;
	width: 44px;
	height: 44px;
	padding: 0;
	background: var(--ip-primary);
	border: 0;
	border-radius: 50%;
	color: var(--ip-white);
	box-shadow: var(--ip-shadow);
	opacity: 0;
	transform: translateY(10px);
	transition: opacity var(--ip-speed) var(--ip-ease), transform var(--ip-speed) var(--ip-ease);
}

.back-to-top svg {
	transform: rotate(180deg);
	margin-inline: auto;
}

.back-to-top[hidden] {
	display: none;
}

.back-to-top.is-visible {
	opacity: 1;
	transform: translateY(0);
}

.back-to-top:hover {
	background: var(--ip-accent);
	color: #3d2c00;
}

/*--------------------------------------------------------------
15. Animations & utilities
--------------------------------------------------------------*/

@keyframes ipFadeIn {
	from { opacity: 0; transform: translateY(10px); }
	to   { opacity: 1; transform: translateY(0); }
}

@keyframes ipSlideDown {
	from { transform: translateY(-100%); }
	to   { transform: translateY(0); }
}

/* Elements revealed on scroll by main.js. */
.ip-reveal {
	opacity: 0;
	transform: translateY(24px);
	transition: opacity 600ms var(--ip-ease), transform 600ms var(--ip-ease);
	will-change: opacity, transform;
}

.ip-reveal.is-visible {
	opacity: 1;
	transform: translateY(0);
}

.ip-icon {
	flex-shrink: 0;
}

.text-center {
	text-align: center;
}

/* Honour the visitor's motion preference. */
@media (prefers-reduced-motion: reduce) {

	html {
		scroll-behavior: auto;
	}

	*,
	*::before,
	*::after {
		animation-duration: 0.01ms !important;
		animation-iteration-count: 1 !important;
		transition-duration: 0.01ms !important;
		scroll-behavior: auto !important;
	}

	.ip-reveal {
		opacity: 1;
		transform: none;
	}
}

/* Print: drop the chrome, keep the article. */
@media print {

	.topbar,
	.site-header,
	.site-footer,
	.sidebar,
	.share-buttons,
	.related-posts,
	.post-navigation,
	.comments-area,
	.back-to-top,
	.breadcrumbs {
		display: none !important;
	}

	body {
		background: #fff;
		color: #000;
		font-size: 12pt;
	}

	.entry--single {
		box-shadow: none;
		padding: 0;
	}

	a[href^="http"]::after {
		content: " (" attr(href) ")";
		font-size: 0.85em;
		word-break: break-all;
	}
}
